Posts Tagged ‘ Online ’

How you can save money and make money on college textbooks!


TextbooksNo one likes spending their hard-earned money on textbooks. Unfortunately this is something every college student goes through each semester. Don’t worry though, because there are steps that you can take to save money and even make money each time you go through this process!

First, do not wait until the last-minute to buy your textbooks. Give yourself time to shop around and find the best deals out there.

The next thing you must do is make a list of each book you will need. Look over the books and decide which books you will rent and which books you will buy to keep for long-term use. Often times if the textbook contains information you may be able to utilize for your major, it is a good idea to hang on to the book as you may need it again.

Now you can begin shopping around! Avoid your school book store if at all possible. Amazon, a major online retail store, carries hundreds of textbooks that you may find easily by simply entering your textbook’s ISBN. If the book is in stock it will appear with price options for renting, buying used and buying new textbooks. Other websites that offer the same services include Chegg.com, BookRenter.com and Textbooks.com. These are just a few examples of companies that offer these services, as there are dozens available online.

Another option to save money is by sharing textbooks with friends. If you and a friend are taking a class at the same time it may be a good idea to split the cost of the book and share. Keep in mind that everyone in the same major takes primarily the same classes, so ask around and see if anyone has some old text books lying around that may be of use to you. EBooks are also becoming popular with college students, as they can also be significantly cheaper and are available instantly upon purchase.

Finally, when the end of the semester rolls around (which will be quicker than you think) look into selling back textbooks that you will not be using again. Just like buying textbooks, it is a good idea to avoid selling back to the bookstore, unless you’re okay with only getting a few bucks back. I don’t know about you, but I want to make as much money back on the book as I can!

Many online textbook retailers offer services to buy back books as well. After all, that is where all those cheap used textbooks you bought came from anyway. Selling back is simple and painless. On Chegg.com you simply click the “more” button on the upper right hand corner of the website and hit “sell back” to get a quote on the textbook you wish to sell by entering the ISBN number. Then, you simply agree to sell the book, enter your information and ship the book!

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Guest Blogger: Megan Lopez, Marketing Intern (student at St. John’s University, New York)

Learn How To Protect Your Data


Data Privacy Day logo

Data Privacy Day

Data Privacy Day is an international awareness effort celebrated across the United States, Canada, Europe and other countries on January 28th every year. It began in the United States and Canada in January 2008, as an extension of the Data Protection Day celebration in Europe.The Day commemorates the 1981 signing of Convention 108, the first legally binding international treaty dealing with privacy and data protection.

In our online world, data is free flowing. All of us – from home computer users to the largest corporations – need to be aware of the personal and private data others have entrusted to us and remain vigilant and proactive about protecting it. Being a good digital citizen means being a good steward of data.

Members 1st is committed to protecting the privacy and security of your data. Here are some tips to help you protect your data:

  1. Protect your passwords. Don’t reveal them to anyone and never save your password on sites with financial or personal information.
  2. Check website security. All legitimate finance and retail websites use this SSL (Secure Sockets Layer) encryption to make it safe to bank or pay online. URL’s starting with “https://” indicate the use of SSL (ex.https://m1online.members1st.org/OnlineBanking).
  3. Reveal only what is necessary.
  4. Select options that result in less of your personal information being shared.
  5. Manage your cookies. Cookies track your activity on a web site. Consider enabling or disabling cookies on a site-bysite basis.
  6. Guard against malware. Use antivirus and antispyware and make sure they are updated regularly to avoid malicious software that can steal your information while you’re online.
  7. Our Fraud and Security Center offers a library of information ranging from identity theft scams to ways in which you can become more diligent while online or elsewhere.

Visit one of our branches on January 28 for additional information on how to keep your data private.

Source: Consumer Action, http://www.consumer-action.org. All rights reserved.

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