Posts Tagged ‘ online banking ’

WITH ALL THAT STUDYING, WHO HAS TIME TO MANAGE THEIR FINANCES?


M1stOnline-App-GraphicFor many, going off to college is the first time students need to manage their finances and budget their money. Rationing out a summer job’s income to last the entire school year is difficult, but possible! It’s all about knowing where you stand in your accounts financially, keeping track and making budgets.

We get it, you are busy and have a million assignments to focus on throughout the school year, and stopping in at the branch isn’t the first thing you want to do. That is why we made it quick and easy for you to manage your money from anywhere, even on your way to class or from the library!

The Members 1st mobile banking app makes it simple to access your money when you need it. It’s as easy as Tweeting!

Mobile Banking allows you to:

  • Make transfers
  • Keep track of your balances
  • Pay bills at your convenience

Another great service that Members 1st offers is text alerts. You can have alerts sent to your phone every time a transaction occurs on your account or even have alerts sent when you are below a certain balance to avoid spending more than you have.

Plus, credit unions offer many surcharge free ATMs located all over the country that you can access without  having to pay extra fees! Just because you are far from home does not mean you are far away from your local credit union services! Click here to find surcharge-free ATMs near you!

Click here to learn more about all of Members 1st FCU’s electronic and mobile services.

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Guest Blogger: Megan Lopez, Marketing Intern (student at St. John’s University, New York)

It’s back to school time


Who out there has a college-age child either leaving home for the first time or making a return visit? As your child heads off to school, make sure they packed the right financial aides and supplies to help them manage their money while they’re away.

Today’s students are environmentally conscious. That’s why we offer free online banking, complete with free eStatements and a variety of online services to help them keep track of their spending. Since it’s unlikely to see them without some sort of electronic device in their hand, we offer mobile apps for smartphones, Blackberry™ and other web-enabled devices. Using these free apps will help them know how much money they have or don’t have. Members 1st Online is particularly useful in monitoring our Rewards Checking Account. You can view pending transactions and all cleared transactions including those affiliated with our debit card. 

And don’t forget about the power of plastic – we offer personalized debit cards that work in conjunction with their Rewards Checking Account. Our debit card offers a monthly cash-back rebate and users can earn 5 cents for every qualifying transaction (transactions that don’t require a PIN or are not ATM-related). And, we don’t charge any kind of monthly usage fee like other financial institutions started doing. We also have re-loadable pre-paid VISA cards and of course two VISA Credit Cards to choose from.

We also offer overdraft protection for their Rewards Checking Account and Debit Card transactions.

Those college years are the best time to stretch their financial independence and gain some real-life experience on their own without having any monetary mishaps along the way.

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