Posts Tagged ‘ Members 1st FCU ’

Make the Most of Your Home’s Equity.


BEST WAYS TO USE A HOME EQUITY LOAN OR LINE OF CREDIT

As you continue to navigate through these unusual times, it could be the perfect time to tap into your home’s equity. You start building equity in your home with your down payment and your first mortgage payment.  Over time, you continue to build your home’s equity, which you can use to finance a variety of needs during these tough times. These funds can be used to finance several different things, such as home improvement projects, college and school expenses, debt consolidation, significant events like weddings and more. 

HOME IMPROVEMENTS

Spring is finally here and it’s the perfect time to tackle those spring projects!  Have you been wanting to spruce up your back yard or put in a pool?  Many of us now have extra time at home, so tap into your home’s equity and turn those dreams into reality.   Home equity loans and lines of credit are great ways to finance outdoor projects, kitchen remodels, renovations and other home improvements. 

COLLEGE AND SCHOOL EXPENSES

Do you have a child or family member headed off to college?  Are you worried about how to pay for it?  Home equity loans and lines of credit can be great alternatives to student loans.  Student loans can sometimes have higher interest rates than home equity loans and lines of credit.  These uncertain times may have you worried about your finances, but don’t stress.  Take a look at where your home’s equity could take your education funding.

DEBT CONSOLIDATION

Another great use for a home equity loan or line of credit is consolidating any high-interest debt you may have.  This will allow you to condense many monthly payments into one simple payment.  A home equity loan or line of credit may also have a lower interest rate than that of your credit cards and other loan options.  Tackling debt can be overwhelming but consolidating debt with a home equity loan may be the right solution for you.

LIFE EVENTS

Planning a major life event like a wedding or expecting a new baby?  Home equity loans and lines of credit are great ways to fund these sorts of milestones.  Take advantage of the equity you have built up in your home and use it to finance the wedding or nursery of your dreams!

A Day to Celebrate


cu-day-2016-graphic

Since 1948, credit unions from around the world have come together to celebrate International Credit Union Day and the credit union difference. More than 217 million members of credit unions in 109 countries worldwide benefit from credit union services, and the number of members grows every day. By comparison, we serve over 330,000 members across the globe.

Today, Thursday, October 20, we celebrate International Credit Union Day and the impact credit unions make in members’ lives every day. Not only do credit unions offer great member service, better rates, and lower fees, we also provide access to financial services and improved economic opportunities for our members, both business and non-business.

Our Board of Directors, Senior Management, and associates would like to extend our heartfelt appreciation, gratitude and sincere thanks to all of our members who have accounts with us and who rely on us for their personal and business financial needs.  We appreciate your business and trust more than you know. Thank you for choosing us as your financial institution.

To our associates, you help make the credit union difference by helping our members get in to a better financial position. You make things possible for our members when they may think that everything is impossible. Together we make Members 1st a place where dreams are encouraged and achievements are celebrated. We make things happen today so that our members have a brighter tomorrow.

Each and every one of us will continue to position Members 1st to respond to inevitable changes in technology, membership, and the business environment with swiftness, confidence, professionalism and credit union spirit. No financial need is too big or too small to be served by Members 1st. We will continually strive to be the people’s champion in the Southcentral Pennsylvania financial services marketplace. We promise to deliver the best possible service to all members, all day, every day.

Today, we are providing our members with our 2017 Calendar as a token of appreciation. Calendars are available at all of our branch locations. The calendar features photos taken by our members that they submitted to our pets and wildlife themed photo contest. Happy International Credit Union Day to all! 

2017-calendar-comp

 

 

Shrewsbury Branch Grand Opening Event Slated for Saturday


We hope to see you at our celebration event on Saturday!

shrewsbury grand opening main graphicGrand Opening graphicenter to win PSU tixfind us

Shrewsbury Branch Opens August 15


We’re opening our 60th branch location on Monday, August 15 in Shrewsbury. This new branch is our 9th location in York County. Stop by to visit. Check out our special offers.

shrewbury main graphicGrand Opening graphic

enter to win PSU tix

find us

We hope to see you there.

 

What’s the difference?


Do banks and credit unions all seem the same to you?  You have heard the term “credit union” over and over again but you just don’t know what makes it all that special.  Credit unions are actually much more different from a bank than you think!  Here at Members 1st Federal Credit Union, we take pride in the things that differentiate us from banks, and we want you to better understand why.

There are many distinct differences between credit unions and other banking institutions. If you’re already a member, that’s great. Think back on the reasons that made you switch financial institutions. If you’re not a member, this video will highlight some very good reasons to help you to decide which financial institution is the best for your needs. The benefits of credit union membership are countless!

 

5 reasons graphic-blog

Experience the credit union difference. If you’re not a member at Members 1st Federal Credit Union, consider checking us out.

 

Written by guest blogger Zach Heckert, Marketing Intern

Think of what you spend in a day


Have you ever wondered during your daily routine if there was something you could be doing to save you money?  Every day, you make simple decisions that can cost you a good chunk of cash that could be saved and used for weekend fun.  Often times you make these decisions without even thinking of the quick and easy alternative rather than spending money.  Luckily for you there are plenty of simple and cheap swaps you can make to have more money at the end of the day.

In this quick video, you’ll see multiple ways that you can save money that are easy to change in your daily life.  You will see how simple it really can be for you to save money, which will make you and your wallet much happier!  Not only could these cheap swaps save you money each week, but they could also result in saving you time.  Begin applying these easy changes to your daily routine, and start saving some serious cash.

swaps graphic-blog

Members 1st Federal Credit Union can help you manage your money. Click here to learn more.

 

Written by guest blogger Zach Heckert, Marketing intern

%d bloggers like this: