Posts Tagged ‘ Bank Transfer Day ’

Earn more with VISA Platinum Cash Back Rewards


With all of those credit card offers out there it’s often difficult to decide which card is the best one for you. What features and benefits are most important to you? Do you shop around on a regular basis for the best rate? Do you like to flip balances from one card to the next?

When it comes to credit cards, there are a few things that grab one’s interest – usually it’s the rate, the terms, the fees and the perks. We know that credit cards have a lot of pros and cons. You have to read the fine print. You need to ask questions. You need to understand the penalties, billing terms ands on.

At Members 1st Federal Credit Union, we like to keep things simple when it comes to our VISA Credit Cards. We only want one thing from of you – we want you to have our card in your wallet. One thing you can be sure of with our VISA Platinum Cash Back Rewards Card — our new cash back rewards program will put more money in your pocket thanks to a new simplified rewards structure. As a VISA Platinum Cash Back Rewards Credit Cardholder, you will:

Earn 1% Cash Back on ALL Purchases* and Earn 2% Cash Back on Gas & Groceries*

This new redemption program provides you with more options to redeem your rewards any time you desire once you’ve earned a minimum of $25.00 in cash back rewards. Your cash back reward balance and earnings will  be printed on your monthly account statement and will not expire. Additionally, you have immediate access to a full redemption web site where you can select your redemption options, monitor your cash reward balances and save for that special something, or purchase gift cards and other specials. You may access this site from Members 1st Online. Simply click on the VISA tab after you login.

The more you use our VISA Platinum Cash Back Rewards Credit Card, the more you’ll receive. There’s never been a better time to have our VISA Credit Card. Apply today:
http://www.members1st.org/>Members 1st Online>Loan Applications
(800) 283-2328, ext. 6040
At your local branch

visa gas and groceries art

*Your Members 1st FCU VISA Platinum Cash Rewards card will earn 1.0% cash rewards on all new qualifying net purchases (less credits, returns and adjustments). You will earn cash rewards of 2.0% for all new qualifying net purchases at eligible grocery merchants and gas merchants. Eligible grocery merchants are classified by standard industry codes (SIC) of 5411 and 5451. Eligible gas merchants are classified by standard industry codes (SIC) of 5541 and 5542. Each quarter (defined as January through March, April through June, July through September, and October through December) there is a limit of a total of $1,500.00 of the eligible SIC code merchants to receive the 2.0% cash rewards, after the $1,500.00 limitation for that specific quarter all applicable transactions will receive the standard 1.0% cash reward only. Members 1st FCU cannot be held liable or responsible for merchants that are not properly identified with these SIC codes which will result in receiving only 1.0% cash rewards. Balance Transfers, Cash Advances, Convenience Checks, purchasing of money orders or cash equivalents (including ATM advances) are not eligible for cash rewards. Should your account become 90 days or more delinquent or fall out of good standings any and all accumulated cash rewards will be forfeited. Ask and associate for full details.

Members Matter Most


We appreciate you! Members 1st Federal Credit Union will celebrate International Credit Union Day (ICU) on Thursday, October 18. This special day is designed to create awareness and celebrate the ways credit unions around the world improve the lives of their members. There are more than 51,000 credit unions in existence, serving more than 196 million people in 100 countries.

Credit Unions were created to serve members, not to increase the bottom line. Members 1st FCU is proud to serve over 213,000 members in Southcentral Pennsylvania. Credit Unions – just like Members 1st FCU – strive to make a difference for their members by offering affordable rates and quality service that help to simplify their lives and empower them to meet their financial goals.

Stop by one of our convenient branch locations on October 18 to receive a token of our appreciation and celebrate with your fellow credit union members! Don’t forget to visit www.members1st.org to review the many ways that Members 1st FCU can assist you. 

Credit Union Day 2012

Get $10 when you refer a friend


Do You Belong?

Bank Transfer Day – Saturday, November 5, 2011
Make the Switch to Members 1st FCU – Receive $10

The big day is coming in less than 24-hours. While any day is the right day to switch to a credit union, thousands of bank customers are expected to take a stand against big bank fees and practices on Saturday, November 5 by taking their money elsewhere.

If you are currently one of our members you can help this movement known as Bank Transfer Day by referring your friends, family, co-workers, or neighbors to Members 1st FCU. If your referral opens an account between November 5 and November 30, 2011, both you and your referral will get $10 each. This small token of our appreciation has big value. You, as a member, already know the benefits of being a credit union member. It’s now time for everyone else to do the same.

How to make a referral:

  1. Download and print this Refer a Friend form
  2. Fill in your contact information and give it to your referral(s)
  3. Your referral simply needs to bring it into any branch when he/she opens their NEW account (current joint owners on any Members 1st account are not eligible to be a referral)

Become one of more than 92 million Americans nationwide who are already enjoying the advantages of credit union membership. Consumers that do make the switch will find that on just about any given day, on average, credit unions offer higher return on most savings, lower rates on most loans, and lower (or no) fees than other financial institutions charge. Not everybody can join any credit union but rest assured there is a credit union for everybody, according to the Pennsylvania Credit Union Association.

For additional information:

Members 1st FCU

(800) 237-7288

Make the Switch Now


It has made national headlines, Facebook and blog posts and is the subject of countless tweets all thanks to a 27-year old California woman who just got tired and fed up. She got so fed up and tired that her disgust, disillusionment and disappointment with a particular well-known big name financial institution that she single-handedly started a national “event” via Facebook that is designated to take place on Saturday, November 5, 2011. If you haven’t heard about Bank Transfer Day at this point, you haven’t been listening. And if you’re a customer of a financial institution that’s not a credit union, you may want to rethink your relationship with the organization you “bank” with.

Kristen Christian, founder of Bank Transfer Day, is urging everyone and anyone who has had it up to here (visual – stand tall and place your hand parallel over your head) to grab their money and run – run to the nearest credit union or small community bank to show those big bad bankers that the people of America are not going to take it any more (does the 1980’s anthem “We’re Not Gonna Take It” by Twisted Sister come to mind?). She wants fed up bank customers to take a united stand and make the switch because of the fees and other practices she believes are unethical. However, if you’re perfectly happy with fees and other related practices, you have the choice to stay where you are, get over it, and do nothing.

Where you “bank” is obviously your personal choice. We’re not writing this to tell you what you should do. We are simply reminding you that there are significant differences between a credit union and other financial institutions as noted in previous posts and you have the right to choose where you put your money.

Would we like for you to become one of our members? Absolutely. Will we make it worth your while to switch? We can only hope that we do.  But the choice to switch remains all yours. All we ask is that if you’re not a credit union member, consider joining us. See what we’re all about. If we’re not the right one for you, which again we hope that we are, then look for a credit union that does meet your needs. We just want to see you get the most out of your hard earned money and be treated fairly and consistently. We don’t want to see you nickel and dimed to death. We don’t want to see you ambushed by a surprise attack of new fees, takeovers, buyouts and big time payouts to executives and stockholders.

Ms. Christian has managed to energize people, like tens of thousands, to really take a look at their relationship with their current financial institution. Kudos to her for taking the stand and reminding people that there are other options out there that truly have the best interests of their members (customers) at heart.

10 Reasons to Join Members 1st:

  1. We’re the third largest credit union in PA with over 200,000 members. Just because we have a lot of members doesn’t mean you get lost in the crowd. Providing you with unparalled service is top on our list!
  2. We have 50 branch locations throughout Southcentral PA – convenient!
  3. We belong to the CO-OP ATM network and the CU$ ATM network – that means you won’t be charged surcharges at these ATMs.
  4. We have all of the latest online banking technology including mobile banking apps – convenient!
  5. We are locally-owned and operated – that means “they” can’t buy us or take us over.
  6. We have a FEE-FREE debit card that PAYS YOU! That’s right – we pay you 5 cents for every non-PIN based point-of-sale transaction! 
  7. We reward you for being a member – exclusive Swipe 5 debit card rebate (see reason #5 above), loyalty rewards, few fees, low loan rates, special contest to win PSU tickets, cash-back or travel/merchandise rewards on our VISA Credit Card, and more!
  8. We love the communities in which we have a presence – we donate thousands of dollars into the local community through charitable and community events and our associates volunteer hundreds of hours every year helping numerous organizations. 
  9. We don’t have stockholders to pay – our board of directors consists of volunteers nominated right from our membership and they’re people you know. That means any profits we make are returned right back to our members who have accounts with us. That’s why are name is what it is… Members 1st… we really do put our members first.
  10. We’re Simply the Best – at least that’s what the readers of Harrisburg Magazine tell us. And with 200,000  members worldwide, we must be doing something right!
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