Earn more with VISA Platinum Cash Back Rewards


With all of those credit card offers out there it’s often difficult to decide which card is the best one for you. What features and benefits are most important to you? Do you shop around on a regular basis for the best rate? Do you like to flip balances from one card to the next?

When it comes to credit cards, there are a few things that grab one’s interest – usually it’s the rate, the terms, the fees and the perks. We know that credit cards have a lot of pros and cons. You have to read the fine print. You need to ask questions. You need to understand the penalties, billing terms ands on.

At Members 1st Federal Credit Union, we like to keep things simple when it comes to our VISA Credit Cards. We only want one thing from of you – we want you to have our card in your wallet. One thing you can be sure of with our VISA Platinum Cash Back Rewards Card — our new cash back rewards program will put more money in your pocket thanks to a new simplified rewards structure. As a VISA Platinum Cash Back Rewards Credit Cardholder, you will:

Earn 1% Cash Back on ALL Purchases* and Earn 2% Cash Back on Gas & Groceries*

This new redemption program provides you with more options to redeem your rewards any time you desire once you’ve earned a minimum of $25.00 in cash back rewards. Your cash back reward balance and earnings will  be printed on your monthly account statement and will not expire. Additionally, you have immediate access to a full redemption web site where you can select your redemption options, monitor your cash reward balances and save for that special something, or purchase gift cards and other specials. You may access this site from Members 1st Online. Simply click on the VISA tab after you login.

The more you use our VISA Platinum Cash Back Rewards Credit Card, the more you’ll receive. There’s never been a better time to have our VISA Credit Card. Apply today:
http://www.members1st.org/>Members 1st Online>Loan Applications
(800) 283-2328, ext. 6040
At your local branch

visa gas and groceries art

*Your Members 1st FCU VISA Platinum Cash Rewards card will earn 1.0% cash rewards on all new qualifying net purchases (less credits, returns and adjustments). You will earn cash rewards of 2.0% for all new qualifying net purchases at eligible grocery merchants and gas merchants. Eligible grocery merchants are classified by standard industry codes (SIC) of 5411 and 5451. Eligible gas merchants are classified by standard industry codes (SIC) of 5541 and 5542. Each quarter (defined as January through March, April through June, July through September, and October through December) there is a limit of a total of $1,500.00 of the eligible SIC code merchants to receive the 2.0% cash rewards, after the $1,500.00 limitation for that specific quarter all applicable transactions will receive the standard 1.0% cash reward only. Members 1st FCU cannot be held liable or responsible for merchants that are not properly identified with these SIC codes which will result in receiving only 1.0% cash rewards. Balance Transfers, Cash Advances, Convenience Checks, purchasing of money orders or cash equivalents (including ATM advances) are not eligible for cash rewards. Should your account become 90 days or more delinquent or fall out of good standings any and all accumulated cash rewards will be forfeited. Ask and associate for full details.

Member-submitted photos shine in new 2013 calendar


Congratulations 2013 Calendar Contest Winners! Members’ photography skills shine

We’d like to thank all of our members who entered their photos in our 2013 Calendar Photo Contest. The range of talent and photographic skills were amazing and our judges had a difficult time narrowing down our winners. Out of almost 400 eligible entries, we’ve selected one cover photo winner and 12 photos to represent each month.

2013 Members 1st Calendar cover

Congratulations to the following members whose photos have been selected as our winners: Heather Quick, cover winner ($100 VISA Gift Card). The following winners each will receive a $25 VISA Gift Card: Susan Weigel (January); David Hawkins (February); Brenna Johnson (March); Patricia Cook (April); Daniel Black (May); Steven Shaffer (June); Janis Brode (July);  Christopher Young (August); Amanda Kirkhoff (September); William Martin (October); Amanda Souders (November); and Sue Hallett (December).

Copies of the 2013 Calendar will be available on Credit Union Day, Thursday, October 18 at all Members 1st branches. We are planning a photography contest next summer for our 2014 Calendar. Please watch for contest rules and details. We look forward to seeing our members’ photo entries next year.

Members Matter Most


We appreciate you! Members 1st Federal Credit Union will celebrate International Credit Union Day (ICU) on Thursday, October 18. This special day is designed to create awareness and celebrate the ways credit unions around the world improve the lives of their members. There are more than 51,000 credit unions in existence, serving more than 196 million people in 100 countries.

Credit Unions were created to serve members, not to increase the bottom line. Members 1st FCU is proud to serve over 213,000 members in Southcentral Pennsylvania. Credit Unions – just like Members 1st FCU – strive to make a difference for their members by offering affordable rates and quality service that help to simplify their lives and empower them to meet their financial goals.

Stop by one of our convenient branch locations on October 18 to receive a token of our appreciation and celebrate with your fellow credit union members! Don’t forget to visit www.members1st.org to review the many ways that Members 1st FCU can assist you. 

Credit Union Day 2012

Building a new home? Learn about Construction Loans


Why have a house that’s like everyone else’s when you can build your own? Not sure where to begin? That’s why attending our free Home Construction Loans seminar may prove helpful to you. To learn more about the entire home construction loan process, join us for the following:

What: Home Construction Loan Seminar

When: Wednesday, October 17

Time: 6 to 8 pm

Where: Members 1st Federal Credit Union’s Administrative Headquarters, 5000 Louise Drive, Mechanicsburg (located in the Rossmoyne Business Center off of Rt. 15).

Presenter will discuss what you need to do in order to get a home construction loan.

Reserve your seat: (800) 283-2328, ext. 6026

We hope to see you there. And be sure to check out our mortgage rates!

Looking to Buy A Home?


Not quite sure about the ins and outs of buying a home? Why not attend our free Home Buyers Seminar? Seminar details are as follows:

When: Wednesday, October 10

Time: 6 to 8 pm

Where: Members 1st Federal Credit Union’s Administrative Headquarters, 5000 Louise Drive, Mechanicsburg (located in the Rossmoyne Business Center off of Rt. 15).

Presenter will discuss the various types of mortgages available.

Reserve your seat: (800) 283-2328, ext. 6026

We hope to see you there. And be sure to check out our mortgage rates!

New Dover Branch Set To Open September 10


We’re all set to open our doors in Dover on Monday, September 10 and we hope that you will visit our new branch located at 4000 Carlisle Road, Dover. Our new branch offers convenient lobby & drive thru service; an image-enabled ATM (depository/cash dispensing) featuring the latest technology in ATM service where you won’t  need an envelope to make deposits; and a FREE coin counters for members. We’ll be open during the following hours:

Lobby Hours:
Monday – Thursday………………  9 a.m. to 5 p.m.
Friday…………………………………….9 a.m. to 7 p.m.
Saturday…………………………………9 a.m. to 2 p.m.

Drive-Thru Hours:
Monday – Wednesday……………….. 8 a.m. to 6 p.m.
Thursday – Friday………………………8 a.m. to 7 p.m.
Saturday………………………………………..8 a.m. to 2 p.m.

Dover will be our 52nd branch location! To celebrate our new branch, we’re hosting a Grand Opening Event on Saturday, September 29 from 9 a.m. to noon.  The event will feature games, prizes and a Kindle Fire giveaway. Free sodas, water and BBQ will also be provided while supplies last. WGTY 107.7 FM will be on-site from 10 am to noon broadcasting live. We hope you can make it!

We’ve Opened Another Branch in Lancaster!


We opened our 51st branch on Monday, August 27 at 2050 Columbia Avenue, Lancaster. This new branch features convenient lobby & drive thru service, an image-enabled ATM (depository/cash dispensing) – the latest technology in ATM service  and you don’t need an envelope to make deposits! There’s also a FREE coin counters for members. This new branch is open during the following convenient hours:

Lobby Hours:
Monday – Thursday………………  9 a.m. to 5 p.m.
Friday…………………………………….9 a.m. to 7 p.m.
Saturday…………………………………9 a.m. to 2 p.m.

 Drive-Thru Hours:
Monday – Wednesday……………….. 8 a.m. to 6 p.m.
Thursday – Friday………………………8 a.m. to 7 p.m.
Saturday………………………………………..8 a.m. to 2 p.m.

Grand Opening Celebration
Why not join us for our Grand Opening Celebration on Saturday, September 22 from 10 a.m. to 1 p.m? The event will feature games, prizes and a Kindle Fire giveaway. Free sodas, water and BBQ will also be provided while supplies last. There will be a live radio broadcast with 101 The Rose WROZ-FM from 10 am to noon.

Don’t forget that we have branches located throughout Adams, Cumberland, Dauphin, Lancaster, Lebanon and York Counties and serve over 213,000 members worldwide.  We’ll also be opening another full service branch located at 4000 Carlisle Road, Dover,  on Monday, September 10. 

Click here for more information about becoming a member.

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