Members Matter Most


We appreciate you! Members 1st Federal Credit Union will celebrate International Credit Union Day (ICU) on Thursday, October 18. This special day is designed to create awareness and celebrate the ways credit unions around the world improve the lives of their members. There are more than 51,000 credit unions in existence, serving more than 196 million people in 100 countries.

Credit Unions were created to serve members, not to increase the bottom line. Members 1st FCU is proud to serve over 213,000 members in Southcentral Pennsylvania. Credit Unions – just like Members 1st FCU – strive to make a difference for their members by offering affordable rates and quality service that help to simplify their lives and empower them to meet their financial goals.

Stop by one of our convenient branch locations on October 18 to receive a token of our appreciation and celebrate with your fellow credit union members! Don’t forget to visit www.members1st.org to review the many ways that Members 1st FCU can assist you. 

Credit Union Day 2012

Building a new home? Learn about Construction Loans


Why have a house that’s like everyone else’s when you can build your own? Not sure where to begin? That’s why attending our free Home Construction Loans seminar may prove helpful to you. To learn more about the entire home construction loan process, join us for the following:

What: Home Construction Loan Seminar

When: Wednesday, October 17

Time: 6 to 8 pm

Where: Members 1st Federal Credit Union’s Administrative Headquarters, 5000 Louise Drive, Mechanicsburg (located in the Rossmoyne Business Center off of Rt. 15).

Presenter will discuss what you need to do in order to get a home construction loan.

Reserve your seat: (800) 283-2328, ext. 6026

We hope to see you there. And be sure to check out our mortgage rates!

Looking to Buy A Home?


Not quite sure about the ins and outs of buying a home? Why not attend our free Home Buyers Seminar? Seminar details are as follows:

When: Wednesday, October 10

Time: 6 to 8 pm

Where: Members 1st Federal Credit Union’s Administrative Headquarters, 5000 Louise Drive, Mechanicsburg (located in the Rossmoyne Business Center off of Rt. 15).

Presenter will discuss the various types of mortgages available.

Reserve your seat: (800) 283-2328, ext. 6026

We hope to see you there. And be sure to check out our mortgage rates!

New Dover Branch Set To Open September 10


We’re all set to open our doors in Dover on Monday, September 10 and we hope that you will visit our new branch located at 4000 Carlisle Road, Dover. Our new branch offers convenient lobby & drive thru service; an image-enabled ATM (depository/cash dispensing) featuring the latest technology in ATM service where you won’t  need an envelope to make deposits; and a FREE coin counters for members. We’ll be open during the following hours:

Lobby Hours:
Monday – Thursday………………  9 a.m. to 5 p.m.
Friday…………………………………….9 a.m. to 7 p.m.
Saturday…………………………………9 a.m. to 2 p.m.

Drive-Thru Hours:
Monday – Wednesday……………….. 8 a.m. to 6 p.m.
Thursday – Friday………………………8 a.m. to 7 p.m.
Saturday………………………………………..8 a.m. to 2 p.m.

Dover will be our 52nd branch location! To celebrate our new branch, we’re hosting a Grand Opening Event on Saturday, September 29 from 9 a.m. to noon.  The event will feature games, prizes and a Kindle Fire giveaway. Free sodas, water and BBQ will also be provided while supplies last. WGTY 107.7 FM will be on-site from 10 am to noon broadcasting live. We hope you can make it!

We’ve Opened Another Branch in Lancaster!


We opened our 51st branch on Monday, August 27 at 2050 Columbia Avenue, Lancaster. This new branch features convenient lobby & drive thru service, an image-enabled ATM (depository/cash dispensing) – the latest technology in ATM service  and you don’t need an envelope to make deposits! There’s also a FREE coin counters for members. This new branch is open during the following convenient hours:

Lobby Hours:
Monday – Thursday………………  9 a.m. to 5 p.m.
Friday…………………………………….9 a.m. to 7 p.m.
Saturday…………………………………9 a.m. to 2 p.m.

 Drive-Thru Hours:
Monday – Wednesday……………….. 8 a.m. to 6 p.m.
Thursday – Friday………………………8 a.m. to 7 p.m.
Saturday………………………………………..8 a.m. to 2 p.m.

Grand Opening Celebration
Why not join us for our Grand Opening Celebration on Saturday, September 22 from 10 a.m. to 1 p.m? The event will feature games, prizes and a Kindle Fire giveaway. Free sodas, water and BBQ will also be provided while supplies last. There will be a live radio broadcast with 101 The Rose WROZ-FM from 10 am to noon.

Don’t forget that we have branches located throughout Adams, Cumberland, Dauphin, Lancaster, Lebanon and York Counties and serve over 213,000 members worldwide.  We’ll also be opening another full service branch located at 4000 Carlisle Road, Dover,  on Monday, September 10. 

Click here for more information about becoming a member.

International Travel Made Easy with our NEW VISA Re-loadable Pre-Paid EMV Chip Card


Feel like going international? Make sure you get our new International VISA Re-loadable Pre-Paid EMV Chip Card  (EMV= Eurocard, Mastercard and VISA) before you cross the US borders.  Our International VISA Re-loadable EMV Chip Card is the perfect traveling companion for anyone visiting locations outside of the United States.

Designed with the latest technology in a fully reloadable card product, the card features an embedded microchip that aids in reducing the chances of unexpected transactional inconveniences such as transactions being denied or rejected because of lack of merchant training; the use of chip-only unattended subway and vending terminals; and the fact that some overseas merchants do not want to accept the magnetic stripe cards because of risk.

It also delivers full debit card functionality at the point-of-sale, ATM access, cash advances and may be used online. This card product is specifically designed for our Credit Union members who are working, traveling, living or studying in Canada, Europe and other regions of the world where EMV Chip Card technology is the preferred method of payment.

“This step into EMV Chip Card technology has two objectives for us – first to serve our international traveling membership and ensure smooth transactional experiences abroad; and second to deliver greater levels of security and risk mitigation tools within our card programs including our pre-paid programs and standard debit and credit cards,” explained Jim Heile,  our Assistant Vice President of Card Services. “While we’re doing all that we can to protect our members from fraud, account security risks and identity theft, we don’t have control over what others are doing elsewhere. This puts that extra layer in place in addition to the added convenience when a member is outside of the US border.”

In a recent study completed by VISA, it was reported that the decline ratio in international locations throughout the world has reached 10.7% because of the lack of EMV Chips and international merchants being reluctant to accept older magnetic stripe technology.

The EMV Chip Card also allows a member to travel without having to obtain foreign currency prior to the trip. The Card can be used to make purchases at millions of VISA debit locations worldwide and to obtain cash at any VISA ATM worldwide. Even merchants in countries who only accept cards with a Chip will be able to approve the transaction. However, note that some unattended kiosk terminals outside the U.S. such as luggage cart rentals, parking garages, even transit terminals may decline an International Prepaid Card due to the way the authorization is sent.

George Nahodil, our Executive Vice President of Retail Delivery, Public Relations and Marketing, believes our members will appreciate this new product. “We’re definitely excited about being able to add this product to our Card mix. If there is any way we can make our members’ experience positive, be it here or overseas, we’ll find a way to do just that. We’ve found that the United Kingdom, Italy and France are the top three countries where members are beginning to experience major changes at the point-of-sale. Even our neighbors in Canada are in the midst of a major migration to EMV Chip Card point-of-sale terminals at merchants. This Card is perfect for business travelers as well as students who may be studying abroad as well as the casual traveler,” he said.

 “We not sitting back watching what others are doing, we’re very much involved in the future today and EMV Chip Card technology is just the beginning,” said Heile.

How do you get your International VISA Re-loadable Pre-Paid EMV Chip Card? First you have to be a member of our Credit Union. This card may be purchased by any member at one of our conveniently located 51 branches or through www.members1st.org. For more information about obtaining an International VISA Re-loadable Pre-Paid EMV/Chip card, interested individuals may call (800) 283-2328, ext. 6035 or visit www.members1st.org; click “Products & Services”, followed by “Card Services”.

Our Favorite Three Words – Simply The Best


Thank you, readers of Harrisburg Magazine! We appreciate your voting us “Simply the Best” credit union in Southcentral PA for the 9th year in a row!

Simply The Best logo

%d bloggers like this: