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Harrisburg Magazine Simply The Best logo 2013

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Concerned About Debt? Read this

We offer free access to money management and financial education services through GreenPath, a financial management program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years. As a member, you can receive assistance with:

  • Personal and family budgeting
  • Understanding your personal credit report and how to improve your score
  • Personal money management
  • Debt repayment
  • Avoiding bankruptcy, foreclosure, and repossession

Free Financial Counseling. GreenPath’s certified and degreed experts will work with you to develop a budget and action plan based on your personal financial situation and goals.

Looking for a Debt Management Plan? GreenPath can help. GreenPath can set up a payment plan with your creditors to potentially eliminate collection calls, reduce interest and eliminate fees. This isn’t debt settlement. It is a plan where you pay your entire principal balance but would do so more quicly while paying less interest and eliminate fees.

Credit Report Review. GreenPath can help you evaluate your credit report, learn to dispute inaccurate information, and understand credit scoring.

Get Help with Housing Issues. GreenPath can help you explore options for avoiding foreclosure, including contacting your mortgage servicer if necessary. They also offer pre-purchase education and reverse mortgage counseling.

Call a Counselor Today. GreenPath counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 6 p.m. To use this new service, simply call (877) 337-3399 or click Tell them you found out about them through Members 1st.

Go Direct with Electronic Deposits

Are you still receiving a federal benefit payment by paper check? If you are, the U.S. Department of the Treasury is requiring you to switch to electronic payments by March 1, 2013. This includes federal benefits such as Social Security.

Why is direct deposit safe?

  • Checks can get lost or stolen – but with direct deposit you get your money on time, every time. Direct deposit eliminates the risk of stolen checks and forged signatures which helps protect you from identity theft.
  • It’s easier. You don’t have to leave home to cash or deposit your check – your money is always in your account on payment day.
  • It gives you more control. Your check doesn’t rule your schedule. Payments arrive at the same time each month – your money is there when you need it.
  • What do you need to know to sign up for direct deposit?

  • Your Social Security Number
  • Members 1st FCU routing number: 231382241
  • Your account number
  • Amount of your last federal benefit check
  • Check number from a recent federal benefit payment or claim numbers from the paying agency
  • How to switch your federal benefit payments to direct deposit:

  • Sign up online at Go Direct
  • Visit one of our convenient branch locations
  • Call TeleBranch (Customer Service) at (800) 237-7288
  • Call the Go Direct helpline at (800) 333-1795
  • The Go Direct campaign is sponsored by the U.S. Department of the Treasury and Federal Reserve Banks.

    Carry Your Proof of Car Insurance

    Find yourself needing to rent a car?

    While your personal car insurance may cover your rental, it may prove helpful to carry proof of insurance with you, especially when you travel. We recently had a member go on vacation outside of Pennsylvania and while driving her rental car, she was pulled over. The police officer asked her for proof of insurance and she explained that the car was a rental and that her personal car insurance covered her while driving a rental car. The police officer wanted to see that proof of insurance and when she couldn’t produce her insurance card, she was ticketed for failure to provide proof of insurance. This event happened on a Sunday and she couldn’t even call her agent to get the needed proof on the spot.

    Moral of the story? Carry proof of auto coverage with you when you are driving a rented car. Simply request a second auto ID card from your agent or utilize your insurance company’s mobile app. A special note of interest: If you are driving to Canada, a special Canadian ID card must be obtained for roof of coverage in order to cross the border. Your insurance agent can provide this for you.

    While we’re talking insurance – when was the last time you took a good look at your current auto insurance coverage? Why not check in with Members 1st Insurance Services and get a free quote. We may be able to save you money! Credit Union members are eligible for an additional discount with several national and regional carriers through our insurance agency.

    We’re a Visa Participant

    Visa logo

    Buying has never been easier or more secure! Members 1st is pleased to announce that we’re an early adopter of VISA’s new digital wallet solution called That means you have a more secure way to make your purchases when shopping online. When you enroll your VISA credit card or VISA debit card in VISA, you’ll be part of the fastest, easiest and safest way to buy online. This means you can:

    – Shop online without re-entering your payment details on Web sites where is accepted
    – Access your cards with just your email address and password
    – Set up and manage alerts* so you can receive updates when your account is used

    It’s easy to get started! If you use our home banking service (Members 1st Online), just log into your account on Members 1st Online, enroll your VISA debit/credit cards by clicking on the VISA tab and choosing “Visa Digital Wallet.”

    Members 1st is always thinking about how we can improve your transaction security, and we anticipate that you’ll hear more about this new technology as payment options continue to expand. Whether you’re already a frequent online shopper or a planner that looks for the best deal and shops online occasionally, by VISA digital wallet is a service you’ll want to take advantage of. It will make your transactions simple and safe, plus it’ll provide you with “real time” information to help you manage your credit card/checking account. If you have questions about, please contact our Card Services Group at (800) 283-2328, ext. 6035. Make sure to set it up today!

    *Currently, alerts are only available for eligible VISA cards.

    Protecting Your Pets

    We know how important your dog or cat is to your family. That’s why we teamed up with Petplan® to help you have access to affordable, comprehensive, flexible and affordable coverage. Veterinary bills and emergency situations can be expensive and we wouldn’t want you to deny your pet the veterinary care it needs because you may not be able to afford it. 

    Petplan* policyholders can visit any licensed veterinarian in the United States or Canada for treatment of all unexpected accidents and illnesses – including hereditary and chronic conditions. Petplan pet insurance covers, as standard:

    • prescription medications
    • lab tests and diagnostic testing
    • X-ray, MRI and CAT scan imaging
    • surgery
    • hospitalization
    • cancer treatments
    • specialist treatments

    Think about how much your pet means to you. For a free instant quote, visit Online purchase discounts available. Questions may be directed to (866) 467-3875.

    *Terms and conditions apply. For full details, visit Coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Pet insurance policies are issued by AGCS Marine Insurance Company and administered by Fetch Insurance Services, LLC (Fetch Insurance Agency LLC in Michigan) d/b/a Petplan (Petplan Insurance Agency, LLC in California).

    800 Number Outages Due to Hurricane Sandy

    IMPORTANT regarding our toll free numbers!

    As a result of the major power outages in the Northeast due to Hurricane Sandy, we are experiencing service interruptions with all of our toll free numbers. Until further notice, contact us using the following phone numbers:

    TeleBranch (Customer Service): (717) 795-6049
    Operations Center: (717) 697-1161
    EZ Call: (717) 697-4372
    Loan Center: (717) 795-6040
    Card Services: (717) 795-6035
    Mortgage Services: (717) 795-6026
    Deposit Operations: (717) 795-6022
    Business Lending: (717) 795-5168

    We appreciate your patience as we work with our vendor to resolve this situation and will advise you when the service interruption is corrected. Thank you.

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