Carry Your Proof of Car Insurance


Find yourself needing to rent a car?

While your personal car insurance may cover your rental, it may prove helpful to carry proof of insurance with you, especially when you travel. We recently had a member go on vacation outside of Pennsylvania and while driving her rental car, she was pulled over. The police officer asked her for proof of insurance and she explained that the car was a rental and that her personal car insurance covered her while driving a rental car. The police officer wanted to see that proof of insurance and when she couldn’t produce her insurance card, she was ticketed for failure to provide proof of insurance. This event happened on a Sunday and she couldn’t even call her agent to get the needed proof on the spot.

Moral of the story? Carry proof of auto coverage with you when you are driving a rented car. Simply request a second auto ID card from your agent or utilize your insurance company’s mobile app. A special note of interest: If you are driving to Canada, a special Canadian ID card must be obtained for roof of coverage in order to cross the border. Your insurance agent can provide this for you.

While we’re talking insurance – when was the last time you took a good look at your current auto insurance coverage? Why not check in with Members 1st Insurance Services and get a free quote. We may be able to save you money! Credit Union members are eligible for an additional discount with several national and regional carriers through our insurance agency.

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