Graduating from college and need wheels? See us first


Are you a college graduate buying your first car? How exciting for you. There are many things to think about when buying a car that go beyond make and model. Unless you are indecently weathly, you have to think about financing it and repaying your loan.

We know that it’s not easy being a recent college graduate trying to get a loan. That’s why we offer our First Time Car Buyers Program designed specifically for college graduates. The best part is that we don’t require a down payment.  To qualify, you must:

  • Be a college graduate – That means you must be within 30 days prior to graduation or within 6 months after graduation from a four-year degree program, two-year associate’s degree program, junior college, community college, nursing school or trade school. Graduate students are eligible while enrolled in grad school if there is proof of adequate income.
  • May not have had a vehicle previously financed
  • Be employed or have verifiable offer of employment with a salary sufficient to cover ordinary expenses and your loan payment
  • Not have any derogatory credit history

If you apply for your loan directly through us at any branch, by phone or online, we’ll give you 90 days to make your first payment. If you apply while you’re at the dealership, we’ll give you up to 45 days to make your first payment.

To speak with one of our Loan Center associates, call us at (800) 283-2328, ext. 6040. Congratulations on your graduation and on making your future purchase.

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