Renter’s insurance a back to school need for college students


College students renting apartments should have renter’s insurance.

Do you have a student heading back to college? If renting an off-campus apartment is part of the back-to-school plan, then as a new or inexperienced renter, the importance of renter’s insurance can’t be stressed enough. A landlord’s insurance only covers his or her own dwelling/property, not the student’s. Students have enough to worry about with classes and paying tuition. Don’t rent without the right coverage.   Students should have peace of mind in knowing they have some added financial protection available to help them cover the loss or replacement of their personal items if there is a fire. Students may have extended coverage under their parent’s policy but it’s best to check the available limit to make sure the coverage is adequate to cover the amount of your personal belongings. This is also a good time to review liability limits to make certain your student’s exposures are taken into consideration.   

Anyone who has insurance should take the time to review their insurance policies and premiums. You could be paying too much. You may have too little insurance. Our Insurance Services team can help you with free quotes, comparisons and with sorting out all of the policy details. Whether your insurance needs range from renters, homeowners and personal auto to dwelling fire, flood, wedding, personal umbrella and more, we offer flexible payment options to fit everyone’s budget. Members 1st Insurance Services is available to PA residents only.

Call or request a free quote today.

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